Free tool

Freelancer Insurance Needs Assessment

Answer a few questions to find out what insurance coverage you need as a freelancer.

What's your income range?

Select one

Under $30,000
$30,000 - $60,000
$60,000 - $100,000
Over $100,000

Do you have dependents?

Select one

No dependents
1-2 dependents
3+ dependents

What type of work do you do?

Select one

Consulting / professional services
Creative / design / writing
Software / IT / development
Physical work / trade / delivery

Do you work with client contracts?

Select one

Yes, clients require insurance
Sometimes
No, rarely or never

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Last reviewed 2026-08-08 ยท Educational insurance planning tool · How we research and review guides

Not insurance, legal, tax, or medical advice. Coverage needs and policy terms vary; verify recommendations with a licensed insurance professional.