Smart tax & insurance tools
for independent professionals
Calculate quarterly taxes, maximize deductions, and find the right coverage — all in one place. Free tools built for freelancers, contractors, and self-employed pros.
Free tax & insurance tools
Real calculators with current tax rates. No sign-up required — just enter your numbers and get instant results.
Calculate your self-employment tax (Social Security + Medicare) based on your net business income.
Calculate now →Estimate your quarterly estimated tax payments to avoid IRS underpayment penalties.
Estimate now →Discover tax deductions you qualify for as a freelancer. Answer a few questions and get a personalized list.
Find deductions →Find out what insurance coverage you need as a freelancer — health, liability, disability and more.
Assess now →Track all four 2026 federal estimated tax due dates and save payment checkmarks in your browser.
Track deadlines →Aggregate 1099-NEC, 1099-K, and other client payments, then estimate a self-employment tax reserve.
Track income →Why 1099Hubs
Tax software is built for W-2 employees. We are built for you — the 1099 earner.
Accurate & up-to-date
Tax rates and brackets updated for the 2026 tax year. We track IRS changes so you don't have to.
Free & instant
No sign-up, no paywall. Enter your numbers and get results immediately. Your data never leaves your browser.
Built for freelancers
Every tool is designed around the 1099 experience — self-employment tax, quarterly payments, Schedule C deductions.
Latest guides
Plain-English guides on freelance taxes and insurance — written by experts, updated regularly.
Freelancer Insurance: What Coverage You Need
InsuranceSelf-Employed ACA Subsidy Guide 2026
The 400% subsidy cliff is back for 2026 — see who still qualifies and how to keep your credit.
Which policies a freelancer actually needs, what they cost, and which to buy first.
Tax guideBusiness Mileage Deduction 2026
Two business rates this year — 72.5¢ and 76¢. See the 2026 mileage rates and rules.
InsuranceCommercial Auto Insurance for Self-Employed Drivers
When a personal policy stops covering business use — rideshare, delivery, and the tax deduction.
InsuranceOccupational Accident Insurance for 1099 Workers
What fills the gap when a client's workers' comp excludes you, and how the premium is taxed.
RetirementSEP IRA vs Solo 401(k)
2026 contribution limits, tax savings, and loan rules. Pick the right self-employed retirement plan.
RetirementSelf-Employed Retirement Contribution Limits 2026
Every 2026 dollar limit for a Solo 401(k), SEP IRA, SIMPLE, and IRAs, and how much you can contribute by profit level.
InsuranceDisability Insurance for Freelancers
Protect your 1099 income with short-term and long-term disability coverage.
InsuranceWorkers' Comp for the Self-Employed
Who must carry it by structure and state — and how the premium cuts your Schedule C tax.
Tax guideSelf-Employment Tax: The Complete Guide
Everything you need to know about SE tax — how it's calculated, how to reduce it, and when to pay.
Ready to take control of your freelance taxes?
Start with a free tax calculator. No account needed — just enter your numbers.
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